Buy Here, Pay Here

Here at Beaver County Nissan, we believe that everyone in the Beaver Falls, Aliquippa, and Zelienople areas should have access to a quality new or used Nissan regardless of their current finances.

If you're someone with limited financial options in need of a vehicle, you might have come across a dealership offering a buy here, pay here or BHPH program. While this might be a good solution for some, our finance center believes in not limiting drivers to just one single financial path.

To see what we mean, continue reading our special guide and don't hesitate to contact our finance center with any questions!

How Does Buy Here, Pay Here Work?

The most common way for drivers to buy a vehicle is to take out an auto loan with a bank or lending agency. Typically, this is arranged through a dealership's finance center, which uses their industry knowledge and close relationship with local lenders to secure terms which best fit your budget.

On the other hand, when signing up for a buy here, pay here program, the third party is removed, and the dealership assumes the role of the bank. At first glance this might seem appealing, especially for someone with a limited credit history or someone who is in the process of rebuilding their credit score.

However, there are some important things to consider before taking this route. Chief among them is that BHPH programs restrict your terms to whatever the dealership is willing to offer. This often results in your interest rate being higher than if you were to secure a traditional auto loan.

A second thing to take into account is that BHPH programs generally carry higher penalties and restrictions. This can end up being particularly costly should you find yourself in a situation where you're unable to fulfill a payment. This is coupled with the fact that pay periods are much shorter and you often must pay in person at the dealership.

Auto Financing Made Simple

Just because you're currently working on your credit doesn't mean you don't have other avenues to explore.

Regardless of your current situation, our friendly and experienced team of specialists can help you find alternative solutions like buy here, pay here to fit your monthly finances. Committed to helping you each step of the way, they're more than happy to patiently review your budget and put together a range of available options.

To get started, we encourage you to complete a simple and secure financial application online. Once submitted, one of our specialists will quickly be in contact to discuss your financial possibilities and answer any burning questions about our process.

Take the Next Step Today!

If you aren't quite sure whether a buy here, pay here program is the best choice for you and your family, allow the team at Beaver County Nissan to lend a helping hand.

To get the ball rolling, please call, schedule an appointment online, or visit our convenient location near Beaver Falls, Aliquippa, and Zelienople, PA.

We look forward to serving you!

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Contact

Beaver County Nissan

2777 Constitution Blvd.
Directions Beaver Falls, PA 15010

  • Internet Sales: (724) 847-4800
  • Parts/Service: (724) 847-4800
  • Parts: (724) 847-4800

Hours

  • Monday 9:00AM - 9:00PM
  • Tuesday 9:00AM - 6:00PM
  • Wednesday 9:00AM - 6:00PM
  • Thursday 9:00AM - 9:00PM
  • Friday 9:00AM - 9:00PM
  • Saturday 9:00AM - 5:00PM
  • Sunday Closed
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